Hello! I'm Jerry
I am a Mortgage Professional at AFC 360 who focuses on education and customer satisfaction. Before joining AFC360, I was a Pilot & Tactical Sensor Operator working with U.S. and foreign militaries around the globe. Prior to that, I spent 10 years in the US Navy where I held a variety of leadership and technical positions, ultimately achieving the rank of Chief Petty Officer before separating from service in 2008.
There’s a lot of information to digest when purchasing real estate or refinancing a mortgage. For a thorough and dependable analysis, get in touch. I’m happy to discuss your needs, mortgage programs, or how I can help you.


Jerry O'Connor
Mortgage Professional
VA Loan Specialist
Phone:
Office: 916-440-6985
Cell: 858-752-3853
Email:
Address:
1424 21st Street
Sacramento, Ca 95811
We Work For You
AFC360, powered by Asset Financial Center, is a Wholesale Mortgage Broker that upholds strong values in responsible real estate lending practices. We pride ourselves on our ability to offer a wide range of mortgage options to meet all of our clients’ needs. Honesty, integrity and providing excellent customer service guides us in building our company one day at a time, one conversation at a time. We are boutique firm that delivers BIG results.
With 70+ Wholesale Mortgage Investors, we can identify the best program(s) that meets your needs and qualifications. From First-Time-Home-Buyer programs and down payment assistance programs, to multi-million dollar purchases, to gaining access to your home's equity, we have you covered.

Purchase
Whether you’re buying your first home or looking for a new one, it is best to know all of your options and to be pre-approved for the loan that best meets your needs. With access to over 70 lending sources; we fund all programs from conventional loans to private funds. Basically if a loan exists in the industry; we have access to it, and we can identify the option(s) that best meets your needs.

Refinance
A refinance should give you the maximum amount of benefit, from the rate to the terms of repayment. It’s important that you know that there’s never just one answer, and that’s why I will provide you with all of your refinance options — so you can pick the option that works best for your goals whether it is lowering your monthly payment, reducing your interest rate, or eliminating mortgage insurance.

Cash-Out
The equity in your home can be used to benefit you in many different ways. From debt consolidation to paying for a remodel or sending your children to college. Your home equity can easily be tapped into and converted to cash to use as you please. Some loan programs allow you to use 100% of your available equity.